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Blog Posts


First Named Insured, Named Insureds, Described Insureds, Additional Insureds, and Additional Named Insureds
This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...
Feb 85 min read
76 views


The Reservation of Rights and Denial Letters
Whether you are the plaintiff or the defendant in a tort case, you can count on being on the receiving end of a reservation of rights...
Oct 14, 20247 min read
192 views


Rabih Hamawi: From Insurance Agent to Insurance Lawyer
Sometimes seminal moments in one’s life can change a career path. For Rabih Hamawi (Story Class, 2015), who at the time, owned and...
Oct 25, 20234 min read
61 views

Occurrence-Based and Claims-Made Insurance Policies
Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...
Jun 2, 20236 min read
264 views

Insurable Losses: Fortuity, Loss in Progress, and Known Risk
Author’s note. This article is the first of what is intended to be a continuing series on topics related to insurance and indemnity law...
Feb 24, 20235 min read
900 views

MiLW Announces its Class of 2020 Up & Coming Lawyers
This program honors Michigan lawyers who have established a name for themselves by displaying the ambition, drive, and accomplishments...
Nov 30, 20202 min read
36 views

Michigan Lawyers Weekly: Insurer’s Failure to Pay Leads to Settlement, Sanctions
This is an action for damages arising out of a fire that destroyed plaintiff Antwan Herman’s commercial property and his business...
Sep 13, 20203 min read
119 views

Coronavirus (Covid-19) And Business Income Insurance
March 26, 2020—Over the past week, I have received many calls from business owners asking if they may recover Business-Income losses...
Apr 20, 20203 min read
40 views

Michigan's Renewal Rule: The Insured's Last Resort
According to the Insurance Information Institute, insurance companies wrote total net premiums of $1.2 trillion in 2017.1 Based on my...
Mar 1, 20197 min read
251 views

An Insured's Post-Loss Duty to Cooperate in Property Insurance Policies
Most property insurance policies, such as homeowners, dwelling fires, or commercial property policies, contain many duties and...
Jan 1, 20188 min read
544 views
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